Construction Focused Insurance & Surety
Dedicated to Your Growth through Strategy
Why Choose SCIA?
Certified DVBE & SB
Specializing in the Bonding and Insurance needs of both Prime Contractors and Subcontractors pursuing commercial and public works projects.
Welcome to SCIA - Insurance & Surety
While we provide the full suite of comprehensive commercial, business & personal insurances and bonding services, we specialize in large-scale commercial and public works construction projects.
Frequently Asked Questions
Please connect us at info@sciainsurance.com if you cannot find an answer to your question.
Yes, and we can provide you with a quote prior to submitting your bid or RFP.
There are numerous strategies and techniques including, but not limited to, preparing updated financial documents, speeding up A/R to increase short-term cash flow, obtaining assistance from Primes and utilizing SBA programs. If your finances are not as sophisticated as they need to be, we can advise you on what you need and even provide you with accounting services.
We can provide your company options with respect to any and all project-specific insurances required as a condition precedent to contract award.
We can still help you obtain your project-specific bonds and insurances. We recommend you schedule a no-cost, no-obligation consultation.
With some exceptions, you can usually pay your premiums in monthly installments, although additional charges may apply. This is particularly advantageous with respect to workers' compensation insurance to avoid financial surprises at the end of the fiscal year.
Unfortunately, yes. As your company grows and increases revenues, acquires new vehicles or equipment, and/or increases payroll, your insurance premiums will also increase. This is because, among other factors, your general liability is a percentage of your gross revenue, worker's compensation is a percentage of your payroll, and the more assets you need to insure results in an increase to your inland marine and other property policies. It is important to understand these increased financial liabilities so you can build them into your cost models prior to submitting bids and RFPs.
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Hours
Open today | 08:00 am – 05:00 pm |
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